Homeowners need to repair damaged roofs as soon as possible. By the time most of them notice the red flags, however, it’s already too late. While it’s reasonably impossible for the average homeowner to spot signs of roof damage right away, certain storm damage myths may affect the way they take action. Some choose to ignore the warning signs, even when these are already in plain sight.
Colorado Roof Toppers, the leading local provider of roofing systems and seamless gutters, debunks three of the common myths about storm damage on roofs.
- “My insurance rates won’t increase if I don’t file a claim.” After a powerful storm, insurance companies typically raise rates whether or not you end up filing a claim. Your rate increase will probably pay for other roofing claims if you don’t file one yourself. Even if your roof only sustained minor issues, we recommend filing a storm damage claim right away, so get you full compensation.
- “My insurance company will cancel my policy if I file a claim.” As your trusted residential roofing contractor, we highly recommend filing a claim after a storm, especially if your roof has been severely damaged. Insurance companies cannot cancel your policy just because you filed a legitimate claim due to storm damage. You can attach photos of the damage together with your claim to make the process easier.
- “Storm damage claims only work for properties in coastal areas.” Once again, it’s far from being true. Even if you don’t live in a coastal region, your property can still fall victim to powerful and intense storms.
These are just some of the most common myths associated with storm damage on roofs. Believing in any of these myths can delay the filing of your claims and expose you to additional loss. It’s important to have your roof inspected by a professional and file a storm damage claim to get proper compensation.
As the top contractor for roof and gutter installation in the region, we can assist you in filing your claim. Get a FREE consultation by calling us at (720) 378-1901 or by completing our contact form. We serve residents in Longmont, CO, and other nearby communities.